Checking

We have a variety of checking accounts and we make it easy to choose the account that fits your lifestyle! Your checking account could even be free by simply signing up for e-statements or maintaining a minimum monthly balance. In addition, we have some of lowest average fees per consumer checking account (for balances under $250,000).*

*As reported by the Northeast Mississippi Daily Journal and The Wall Street Journal from 2014 data collected from the Federal Deposit Insurance Corporation.

All Checking & Money Market Accounts Come With Free:

  • Mobile Banking
  • e-Banking
  • e-Bills
  • e-Statements
  • Telephone Banking


Check Re-Order

 

 

 

 

Review our comparison chart to determine which account best fits your needs.

Checking Accounts

Account TypeClassic CheckingSecure CheckingHometown 50Hometown 50+NOW Account

To Open Account

$50

 $50

 $50 

 $50 

$1,500 

Monthly Service Fee

Free if you receive e-Statements or maintain a $500 Min Daily Balance. Otherwise, $5 per month.

 $6 per month

Free if you maintain a minimum $500 Daily Balance. Otherwise, $7 per month.

 $4 per month

No monthly Maintenance with minimum daily balance of $1,500 or more. $1,000- $1,499: $7 per month; $500- $999.99: $8 per month; $0-$499.99: $9 per month

Interest

No

No 

Yes* $1,500 or more

Yes

Yes 

Per Check Charge

None

None

None

None 

None 

Check Order Fee

Yes

200 free per year

200 free per year

200 free per year

Yes

Debit Card/ATM

 Yes

Yes

Yes 

Yes 

Yes 

FREE Notary Service

No 

Yes 

Yes 

Yes 

No 

Stop Payments, Traveler’s Checks, Official Checks and Money Orders

Yes. Standard Fees apply

4 Stop Payments per month; $25 additional. Discounted Issue Fee on Official Checks, Traveler's Checks and Money Orders.

Yes. Standard Fees Apply

4 Stop Payments per month; $25 additional. No Issue Fee on Official Checks, Traveler's Checks and Money Orders 

No 

Extra Benefits

None

$10,000 Accidental Death and Dismemberment Insurance, Fraud Assist Toolbox, Payment Card Protection, Identity Theft Insurance, Identity Fraud Support Service

$100,000 Common Carrier Insurance, Everywhere Cash Savings, Key Ring and Registration Service, Payment Card Protection Service, RX Advantage TM 

$100,000 Common Carrier Insurance,$10,000 Accidental Death and Dismemberment Insurance, Medical Emergency Date Card, My ID Matters, Everywhere Cash Savings, Key Ring and Registration Service, Payment Card Protection Service, RX Advantage TM

Can add Secure Checking Benefits for $6 per month

Money Market Accounts

Account TypeMoney MarketExecutive Money Market

To Open Account

$1,000 

$1,000

 

Monthly Service Fee

 No

No 

Interest

 Yes

Yes, on balances $25,000 or greater

Per Check Charge

Limited checking writing 

Limited checking writing 

Check Order Fee

 Yes

Yes 

Debit Card/ATM

 Yes

Yes 

FREE Notary Service

 No

No 

Stop Payments, Traveler’s Checks, Official Checks and Money Orders

 No

No 

Extra Benefits

 None

None 

 

Free ATM Promo

Free ATMs

Over 20,000+ Free ATM’s with our MoneyPass network.

Free ATM Access at all Walgreen’s in the state of Mississippi

Find an ATM
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