Checking

We've simplified our accounts and made it easier than ever to choose the account that fits your lifestyle! Your checking account could even be free by simply signing up for e-statements and maintaining a minimum monthly balance. In addition, we have some of lowest average fees per consumer checking account (for balances under $250,000).*

*As reported by the Northeast Mississippi Daily Journal and The Wall Street Journal from 2014 data collected from the Federal Deposit Insurance Corporation.

All Checking & Money Market Accounts Come With Free:


Check Re-Order

 

 

 

 

Review our comparison chart to determine which account best fits your needs.

Checking Accounts

Account TypePremiumValueBasic

To Open Account

$50

 $50

 $50 

Monthly Service Fee

Minimum Daily Balance

$0 - $1,499.99: $8

$1,499.99 or more: Free

 $6 per month

Any Balance: $5

*Monthly fee is waved if you maintain a $100 Minimum Daily Balance and enroll in e-statements

**For students with proper ID there is no minimum daily balance and monthly fee is waived if you enroll in e-statements.

 

Interest

Yes

No 

No

Per Check Charge

None

None

None

Free Checks

No

50% Off one box per calendar year

No

Debit Card/ATM with Shazam Bolt$

 Yes

Yes

Yes 

 Statement Options

 Paper or Electronic

 Paper or Electronic

 Paper or Electronic

Powered by Bazing Black

Yes

Yes 

No

Discounted issue fee on Official Checks and Money Orders

Yes.

Yes

No

 

Extra Benefits

Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more

Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more

None

Money Market Accounts

Account TypeMoney MarketExecutive Money Market

To Open Account

$1,000 

$1,000

 

Monthly Service Fee

 No

No 

Interest

 Yes

Yes, on balances $25,000 or greater

Per Check Charge

Limited checking writing 

Limited checking writing 

Check Order Fee

 Yes

Yes 

Debit Card/ATM

 Yes

Yes 

FREE Notary Service

 No

No 

Stop Payments, Traveler’s Checks, Official Checks and Money Orders

 No

No 

Extra Benefits

 None

None 

 

 

Free ATM Promo

Free ATMs

Over 20,000+ Free ATM’s with our MoneyPass network.

Free ATM Access at all Walgreen’s in the state of Mississippi

Find an ATM
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