E-Banking

Personal Services

Checking Accounts

Non-Interest Bearing Accounts

New Account Application

e-Services

ALL BNA Bank accounts come with FREE Mobile Banking, e-Banking, e-Bills, e-Statements and Telephone Banking. Simplify your life today with access to your account 24 hours a day, 7 days a week!

Classic Checking

Classic Checking Easy, Classic Checking. With only $50 you can open a Classic Checking Account with unlimited check writing. No monthly maintenance fee with e-Statements or Daily Account Balance of $500 or more. Otherwise, $5 monthly fee. Customer purchases checks. Overdraft and Non-sufficient Fund Fees Apply. In order to avoid a Non Sufficient Funds charge, customers may elect to link their account to another BNA Bank checking or savings account.

Secure Checking

Minimum opening deposit is only $50. Monthly maintenance fee is $6.
Benefits designed to help with identity theft and account security! With Secure Checking, some of the valuable benefits members receive are:$10,000 Accidental Death and Dismemberment Insurance, Fraud Assist Toolbox, Payment Card Protection, Identity Theft Insurance, Identity Fraud Support Service, Notary Service, 240 Free Personalized Checks, Unlimited Check writing and four free stop payment orders a month. Overdraft and Non-sufficient Fund Fees Apply. In order to avoid a Non Sufficient Funds charge, customers may elect to link their account to another BNA Bank checking or savings account.

Interest Bearing Accounts

Hometown 50 Checking and Hometown 50 Checking Plus

These accounts are available to customers 50 and older. Earn interest and receive a valuable package of benefits! 240 Free Hometown 50 Checks and Free E-Banking and E-Bills.

Hometown 50 checking: Minimum opening balance for Hometown 50 Checking is $50 and there is no monthly service charge if $500 monthly balance is maintained. If balance falls below $500, monthly service charge is $7. Valuable account benefits: $100,000 Common Carrier Insurance, Everywhere Cash Savings, Key Ring and Registration Service, Payment Card Protection Service, RX Advantage TM.

Hometown 50 Plus Checking: Minimum opening balance for Hometown 50 Plus Checking is $50.00. Monthly maintenance fee is $4 with a host of benefits: $100,000 Common Carrier Insurance,$10,000 Accidental Death and Dismemberment Insurance, Medical Emergency Date Card, My ID Matters, Everywhere Cash Savings, Key Ring and Registration Service, Payment Card Protection Service, RX Advantage TM, 4 Stop Payments per month; $25 for each additional. No Issue Fee on Official Checks, Traveler's Checks and Money Orders.

NOW Account

Checking with interest! Earn interest and pay no monthly service charge as long as you maintain a $1,500.00 or more! Unlimited Check Writing! You can still earn a competitive interest rate for balances below $500 and pay a low service charge. $1,000-$1,499.99: $7 per month $500-$999.99: $8 per month $0 - $499.99: $9 per month

Free E-Banking and E-Bills. This account is designed for personal accounts only.

Money Market Account

Minimum opening balance of $1,000
Earn Market Rates of interest if you have limited check writing needs! Free E-Banking and E-Bills.
Limited Check Writing

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Savings Accounts

New Account Application

Regular Savings

Minimum opening balance of $10.
Earn Interest and have flexible access to your funds. No charge for up to six withdrawals per quarter. Subsequent withdrawals after six per quarter are $1.00 each.

Christmas Club Application

Christmas Club Savings

Receive a Christmas Club check in November just in time for your holiday gift purchases!

You may save for your holiday expenses by using our convenient automatic transfer plan. Money is transferred from your BNA Bank account to your Christmas Club account. You may choose one of three options available for frequency of transfer.

No interest will be paid if more than four weekly transfers (one monthly) are missed.

 

Certificates of Deposit

 

  • A minimum deposit of $10,000.00 is required to open a CD with a maturity of  0 - 31 days. 
  • A minimum deposit of $1,000.00 is required to open a CD with a maturity of 91 days to 60 months.
  • After the CD is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date. 
  • There is an interest penalty for early withdrawal. 
  • Individual Retirement Account contributions may be deposited into a Certificate of Deposit.
 

Individual Retirement Accounts

Open-End IRA Savings

  • Minimum opening deposit is $10.00. 
  • Interest is credited and compounded quarterly.
  • The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn.
  • The Traditional IRA allows certain contributions to be tax deductible in the tax year for which they are made.

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Other Services

 

  • Discount brokerage service 
  • Direct deposit service 
  • Money orders, Cashier's checks, and Traveler's checks
  • Safe Deposit Boxes  (Safety Deposit Boxes are not FDIC insured)
  • 24-Hour telephone banker: 662-534-9511
  • For more information on these and other services, please call, e-mail, or come by one of our convenient offices.
 

e-Banking and e-Bills

e-Banking Enrollment
 

Real Time Balances. Very Convenient. Totally Free!
Access your account or loan information, view check images, statements and more. Pay bills without ever leaving your home!

 

e-Statements

e-Banking Enrollment
 
  • You can receive your bank statement securely and conveniently with e-Statements!
  • Fast! Available online days sooner than mailed statements
  • Secure! Access by using your secure BNA BAnk online banking login ID and password
  • Environmentally Friendly! Save paper, save trees and help preserve our environment.
  • To enroll in e-Statements, you must be a user of e-Banking (online banking). After logging in to your e-Banking account, you will be given the option to enroll in e-statements. Or, you can call us to enroll.
  • Not an e-Banking customer, enroll today and sign up for e-Statements.
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Mobile Money

 

Mobile Money is the ultimate on-demand service. With it you can now monitor your accounts using your mobile phone... receive alerts, view accounts, even transfer funds whenever you need to. Wherever you happen to be. You decide how you'll use it! And a features that's coming soon: Request a text message be sent if your balance falls below $50. Or when your direct deposit is in your account! Click here to learn more.

Enroll now.
Mobile Money is available to anyone currently enrolled for our E-Banking (Online Banking) service. To enroll, go to the App Store or Play Store and search Touch Banking

  

Or Log in to your e-Banking, select Options, select Mobile Banking

The mobile app code is: GoMobile0352

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ATM Card Services / Debit MasterCard

Debit Card Application
 

BNA Bank's Debit MasterCard works like a check and is good wherever MasterCard is accepted. You pay for your purchases with money right out of your checking account and the card also works as an ATM card at Jeanie, Pulse, MoneyPass, or Plus network locations nationwide. In addition, BNA Bank customers also have surcharge free ATM access at all Walgreens' locations in Mississippi.

 

VISA Credit Cards

Credit Card Application
Credit Card Disclosures
Card Regulations
 

With a BNA Bank VISA, you can receive cash advances at our bank or at various other banks throughout the world that offer VISA services. You can make purchases with your VISA at stores throughout the world that accept VISA.

  • No Annual Fee
  • Scorecard Rewards! Earn Bonus Points for every net retail purchase you make with our BNA Bank Credit Card. You can redeem Bonus Points for brand-name merchandise and exciting travel rewards.
  • Online access to your account at www.mycardstatement.com
  • Personal, Friendly Service from the people you know and trust.

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Lending

Whether you’re ready to purchase a new home, a new vehicle, or start the dream of running your own business, the staff of BNA Bank continues to help hard-working people every day to borrow for what they need and invest in their future.

  • Home Loans
  • Home Improvement Loans
  • Mortgage Loans
  • Auto Loans
  • Recreational Vehicle Loans 
  • Commercial Loans 
  • Loans for most any purpose