Non-Interest Bearing Accounts

BNA Bank offers FREE Telephone Banking, E-Banking and E-Bills to all customers.
Simplify your life today with access to your account 24 hours a day, 7 days a week! Click here for an E-Banking application.

Free Checking

Easy checking. With only $50, you can open a Free Checking account with BNA Bank.
Overdraft Protection is available by linking to another checking or savings account. And, you’ll receive free E-Banking and E-Bills.

Customer purchases checks. Non Sufficient Funds and Overdraft Fees apply.

Regular Checking Account

Minimum opening deposit is only $50.00. No monthly service charge for accounts with a minimum daily balance of $600.00 or above. And, a higher overdraft protection is available by linking DDA or Savings account to a regular checking account. Plus, Free E-Banking and E-Bills.

Rewards Checking

Minimum opening deposit is only $50.
Benefits designed to maximize your convenience, savings and security! With Rewards Checking, some of the valuable benefits members receive are: $5,000 in Identity Theft Insurance with Fraud Assistance, Daily Credit Monitoring with Credit Alert, Discounted Gift Cards, Payment Card Protection, Notary Service, Savers Club, Free Personalized Checks, Unlimited Check writing and four free stop payment orders a month

Overdraft protection is available by linking DDA or Savings account to Rewards checking account and you receive free E-Banking and E-Bills.

Interest Bearing Accounts

Hometown 50 Checking and Hometown 50 Checking Plus

These accounts are available to customers 50 and older. Earn interest and receive a valuable package of benefits! Free Hometown 50 Checks and Free E-Banking and E-Bills.

Minimum opening balance for Hometown 50 Checking is $50 and there is no monthly service charge if $100 monthly balance is maintained. If balance falls below $100, monthly service charge is $7. Minimum opening balance for Hometown 50 Plus Checking is $50.00. Monthly maintenance fee is $4 with a host of benefits!

NOW Account

Checking with interest! Earn interest and pay no monthly service charge as long as you maintain a $1,500.00 or more! Unlimited Check Writing! You can still earn a competitive interest rate for balances below $500 and pay a low service charge. Free E-Banking and E-Bills. This account is designed for personal accounts only.

Money Market Account

Minimum opening balance of $1,000
Earn Market Rates of interest if you have limited check writing needs! Free E-Banking and E-Bills.
Limited Check Writing

^ Top

Regular Savings

Minimum opening balance of $10.
Earn Interest and have flexible access to your funds. No charge for up to six withdrawals per quarter. Subsequent withdrawals after six per quarter are $1.00 each.

Christmas Club Savings

Receive a Christmas Club check in November just in time for your holiday gift purchases!

You may save for your holiday expenses by using our convenient automatic transfer plan. Money is transferred from your BNA Bank account to your Christmas Club account. You may choose one of three options available for frequency of transfer.

No interest will be paid if more than four weekly transfers (one monthly) are missed.

Certificates of Deposit

• A minimum deposit of $10,000.00 is required to open a CD with a maturity of  0 - 31 days. 
• A minimum deposit of $1,000.00 is required to open a CD with a maturity of 91 days to 60 months.
• After the CD is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date. 
• There is an interest penalty for early withdrawal. 
• Individual Retirement Account contributions may be deposited into a Certificate of Deposit.

Individual Retirement Accounts

Open-End IRA Savings

• Minimum opening deposit is $10.00. 
• Interest is credited and compounded quarterly.
• The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn.
• The Traditional IRA allows certain contributions to be tax deductible in the tax year for which they are made.

^ Top

Other Services

• Discount brokerage service 
• Direct deposit service 
• Money orders, Cashier's checks, and Traveler's checks
• Safe Deposit Boxes  (Safety Deposit Boxes are not FDIC insured)
• 24-Hour telephone banker: 662-534-9511
• For more information on these and other services, please call, e-mail, or come by one of our convenient offices.

Real Time Balances. Very Convenient. Totally Free!
Access your account or loan information, view check images, statements and more. Pay bills without ever leaving your home!

Mobile Money is the ultimate on-demand service. With it you can now monitor your accounts using your mobile phone... receive alerts, view accounts, even transfer funds whenever you need to. Wherever you happen to be. You decide how you'll use it! And a features that's coming soon: Request a text message be sent if your balance falls below $50. Or when your direct deposit is in your account! Click here to learn more.

Enroll now.
Mobile Money is available to anyone currently enrolled for our E-Banking service. To enroll, log on to E-Banking and select Mobile Money and then SIGN UP.

BNA Bank's Debit MasterCard works like a check and is good wherever MasterCard is accepted. You pay for your purchases with money right out of your checking account and the card also works as an ATM card at Jeanie, Pulse, MoneyPass, or Plus network locations nationwide. In addition, BNA Bank customers also have surcharge free ATM access at all Walgreens' locations in Mississippi.

With a BNA Bank VISA, you can receive cash advances at our bank or at various other banks throughout the world that offer VISA services. You can make purchases with your VISA at stores throughout the world that accept VISA.

• No Annual Fee
• Scorecard Rewards! Earn Bonus Points for every net retail purchase you make with our BNA Bank Credit Card. You can redeem Bonus Points for brand-name merchandise and exciting travel rewards.
• Online access to your account at www.mycardstatement.com
• Personal, Friendly Service from the people you know and trust.

^ Top

Whether you’re ready to purchase a new home, a new vehicle, or start the dream of running your own business, the staff of BNA Bank continues to help hard-working people every day to borrow for what they need and invest in their future.

• Home Loans
• Home Improvement Loans
• Mortgage Loans
• Auto Loans
• Recreational Vehicle Loans 
• Commercial Loans 
• Loans for most any purpose